Simple IRAs built for small businesses that want better benefits
Offer a retirement plan that’s easy to manage, valuable to employees, and designed to grow with your business.
Employees are more likely to stay when they feel supported in their financial future.
Claim tax credits that may offset most or all of your retirement plan setup and administration costs over the first three years.
Simple, powerful retirement investing. Give your team an easy way to build long-term financial confidence.
Meet WealthRabbit: Modern retirement plans made simple
Whether you're growing a business or working for yourself, WealthRabbit makes it easy to set up and manage retirement plans that fit your goals, budget, and future.
SIMPLE IRA
A flexible, low-maintenance retirement plan that helps business owners offer meaningful employee benefits without the complexity or high administrative costs.
What you’ll get
- Potential employer tax credits
- Easy setup with minimal paperwork
- Employee contributions with immediate vesting
- Flexible employer contribution options
SEP IRA
A powerful retirement savings option with higher contribution limits and simplified administration: ideal for solo business owners and independent professionals.
What you will get
- Higher annual contribution limits
- Tax-advantaged retirement savings
- Flexible yearly contributions
- Simple setup and ongoing management
We handle the retirement plan admin so you can focus on your business
From onboarding to compliance, WealthRabbit automates the busywork so managing your retirement plan stays simple from day one.
Fully digital setup
Launch your retirement plan in minutes with a streamlined, paperless onboarding experience.
Dedicated Employee Portal
Employees can securely enroll, manage their accounts, and track retirement savings anytime, anywhere.
Automated Compliance
We monitor contribution limits, required filings, and IRS rules automatically: helping you stay compliant with less manual work.
Simple Employer Dashboard
Manage contributions, employee enrollment, and plan activity from one easy-to-use dashboard.
Built to work with your payroll provider
Automatically sync payroll data to streamline contributions, reduce manual updates, and keep your retirement plan accurate and compliant.
Your employees get a world-class portal too
Manage contributions and investments anytime, anywhere - whether on a computer or mobile device. View up-to-date data on contributions, investment performance, and account activity.
Affordable retirement plans for modern businesses
Choose the retirement plan that fits your business - with digital onboarding, payroll integrations, and ongoing compliance support included.
What you will get
- Potential employer tax credits
- Immediate vesting for employees
- Flexible employer contribution options
- Full payroll integration
- Employer & employee dashboards
- Automated contributions and rollovers
What you will get
- Potential employer tax credits
- Immediate vesting for employees
- Flexible employer contribution options
- Full payroll integration
- Employer & employee dashboards
- Automated contributions and rollovers
What you will get
- Contribute up to 25% of eligible compensation
- Higher contribution limit than SIMPLE IRA
- Flexible yearly contributions
- Easy setup & ongoing management
- Wide range of investment options
- Transfer existing retirement accounts
What you will get
- Contribute up to 25% of eligible compensation
- Higher contribution limit than SIMPLE IRA
- Flexible yearly contributions
- Easy setup & ongoing management
- Wide range of investment options
- Transfer existing retirement accounts
Your retirement plan
could pay for itself
Eligible businesses may qualify for up to $16,500 in federal tax credits when starting a retirement plan, helping offset setup and administration costs during the first few years.
WealthRabbit vs. Other Providers
We built WealthRabbit for small businesses - not as an afterthought, but as the core product. See the difference.
Launch your retirement
plan in minutes
Set up your plan, invite employees, and automate contributions, all from one streamlined digital platform.
1. Create your retirement plan
Choose the plan that fits your business and complete setup entirely online. No paperwork, printing, or faxing required.
2. Invite your employees
Send secure digital invitations so employees can enroll and manage their accounts on their own time.
3. Connect payroll & automate contributions
Sync payroll, schedule contributions, and let WealthRabbit automate deposits and ongoing administration.
Simple retirement plans.
Modern investment options.
Give employees access to professionally managed portfolios designed for different goals and risk levels, including traditional diversified investments and crypto-inclusive options.
