How retirement plans can help small businesses thrive
Retirement plans do more than help employees save—they help
small businesses grow.
- Attract and retain top talent
- Support your employees' financial well-being
- Boost team morale and productivity
- Stand out in a competitive market
“Over 90% of small businesses offering retirement plans cite improved employee recruitment and retention. WealthRabbit can help you achieve the same!” Learn more
Meet WealthRabbit—your partner in retirement planning
Whether you're a small business with employees or self-employed, WealthRabbit offers smart, easy-to-manage retirement plans designed to fit your goals—and your budget.
SIMPLE IRA
Ideal for businesses with up to 100 employees.
A low-cost, tax-advantaged plan that lets both employers and employees contribute. It’s easy to set up and helps you stay compliant with minimal effort.
- Tax credits for employers
- No complex rules or IRS filings
- Immediate vesting for employees
- Flexible contribution options
SEP IRA
Ideal for self-employed professionals and solo business owners
A streamlined retirement account with higher contribution limits and fewer administrative requirements—so you can save more without the complicated rules.
- Tax advantages
- Higher contribution limits
- Flexible contributions
- Simple setup & management
Retirement plans made easy and affordable — meet WealthRabbit.
Low cost solution
Affordable and easier to manage than a traditional 401(k). You get the benefits without the price tag.
Quick & easy setup
Setup takes just minutes—no printing, mailing, or physical paperwork required.
Minimal admin work
Manage everything online with — no extra staff needed. You’ll be able to focus on growing your business.
Everything you need to manage SIMPLE IRAs with ease
- Self-onboardingEmployers and employees sign up on their own—retirement plans are up and running in just a few clicks.
- Seamless payroll integration WealthRabbit seamlessly connects with your payroll system to ensure accurate and timely contributions for every employee.
- Streamlined plan rolloversEasily transfer funds from your existing retirement plan into WealthRabbit—no hassle, no delays.
- Automated contributions Enjoy a hands-off approach to retirement savings. Set up automatic deposits so your team never misses a contribution.
- Employee & employer portalsManage contributions and investments anytime, anywhere—whether you're on your computer or mobile device. View up-to-date data on contributions, investment performance, and account activity.
Smart retirement solutions without the big price tag
For businesses
SIMPLE IRA
$29 /month*
+ $4 monthly per employee
Ideal for small businesses looking for an easy-to-manage retirement plan with employee contributions.
- Full digital setup
- Payroll integration
- Fund transfers from existing retirement plans
- Full digital setup
- Payroll integration
- Fund transfers from existing retirement plans
for self-employed
SEP IRA
$6 /month*
+ $4 monthly per employee
Ideal for self-employed individuals or small businesses with one or two employees.
- Full digital setup
- Access to a wide range of investment options
- Fund transfers from existing retirement plans
- Full digital setup
- Access to a wide range of investment options
- Fund transfers from existing retirement plans
Your privacy, our priority
We prioritize your security with bank-level encryption, secure cloud storage, and strict compliance measures to keep your sensitive information safe. Your retirement data stays private, protected, and accessible only to you.
Trusted by Businesses,
Accountants & Individuals
Small business owners, freelancers, and CPAs across the country rely on
WealthRabbit for their team's retirement future.
Frequently asked questions
SIMPLE IRAs allow both employer and employee contributions. SEP IRAs are funded only by the employer. SIMPLE IRAs are great for businesses with up to 100 employees; SEP IRAs are ideal for self-employed individuals or businesses with few or no employees. Learn more
It depends on your team size and goals. SIMPLE IRAs offer employee participation, which is great for attracting and retaining talent. SEP IRAs offer more flexibility for employers who prefer to control contributions. Find the right plan
Both plans are low-cost compared to 401(k)s. With platforms like WealthRabbit, setup and ongoing admin costs are minimal and built for small business budgets. See pricing
With WealthRabbit, setup takes just a few minutes. Employees can self-onboard, and automated tools handle ongoing contributions and compliance. Get started
Retirement planning that supports your success
Join hundreds of small businesses and individuals building real financial security with
WealthRabbit - fully digital, fully automated, fully yours.