Affordable retirement plans for modern businesses
Choose the retirement plan that fits your business - with digital onboarding, payroll integrations, and ongoing compliance support included.
What you will get
- Potential employer tax credits
- Immediate vesting for employees
- Flexible employer contribution options
- Full payroll integration
- Employer & employee dashboards
- Automated contributions and rollovers
What you will get
- Potential employer tax credits
- Immediate vesting for employees
- Flexible employer contribution options
- Full payroll integration
- Employer & employee dashboards
- Automated contributions and rollovers
What you will get
- Contribute up to 25% of eligible compensation
- Higher contribution limit than SIMPLE IRA
- Flexible yearly contributions
- Easy setup & ongoing management
- Wide range of investment options
- Transfer existing retirement accounts
What you will get
- Contribute up to 25% of eligible compensation
- Higher contribution limit than SIMPLE IRA
- Flexible yearly contributions
- Easy setup & ongoing management
- Wide range of investment options
- Transfer existing retirement accounts
Simple IRAs built for small businesses that want better benefits
Offer a retirement plan that’s easy to manage, valuable to employees, and designed to grow with your business.
Give employees a benefit that supports their long-term financial future.
Claim tax credits that may offset most or all of your retirement plan setup costs over the first three years.
Make saving easier with contributions from every paycheck.
Meet WealthRabbit: Modern retirement plans made simple
Whether you're growing a business or working for yourself, WealthRabbit makes it easy to set up and manage retirement plans that fit your goals, budget, and future.
SIMPLE IRA
A flexible, low-maintenance retirement plan that helps business owners offer meaningful employee benefits without the complexity or high administrative costs.
What you’ll get
- Potential employer tax credits
- Easy setup with minimal paperwork
- Employee contributions with immediate vesting
- Flexible employer contribution options
SEP IRA
A powerful retirement savings option with higher contribution limits and simplified administration: ideal for solo business owners and independent professionals.
What you will get
- Higher annual contribution limits
- Tax-advantaged retirement savings
- Flexible yearly contributions
- Simple setup and ongoing management
Not sure which fits?
Answer a few simple questions and we’ll help guide you toward the retirement plan that may fit your business setup, goals, and team size.
Why Take the Quiz
- Takes under a minute
- No signup required
- Personalized recommendation
Your retirement plan
could pay for itself
Starting a retirement plan unlocks up to $16,500 in federal tax credits under SECURE 2.0, covering plan setup and administration costs for three years.
Credit amount depends on business size, employee count, and contribution structure. Talk to your tax advisor to confirm what your business qualifies for.
WealthRabbit vs. Other Providers
We built WealthRabbit for small businesses - not as an afterthought, but as the core product. See the difference.
We handle the retirement plan admin so you can focus on your business
From onboarding to compliance, WealthRabbit automates the busywork so managing your retirement plan stays simple from day one.
Fully digital setup
Launch your retirement plan in minutes with a streamlined, paperless onboarding experience.
Dedicated Employee Portal
Employees can securely enroll, manage their accounts, and track retirement savings anytime, anywhere.
Automated Compliance
We monitor contribution limits, required filings, and IRS rules automatically: helping you stay compliant with less manual work.
Simple Employer Dashboard
Manage contributions, employee enrollment, and plan activity from one easy-to-use dashboard.
Built to work with your payroll provider
Automatically sync payroll data to streamline contributions, reduce manual updates, and keep your retirement plan accurate and compliant.
Your employees get a world-class portal too
Manage contributions and investments anytime, anywhere - whether on a computer or mobile device. View up-to-date data on contributions, investment performance, and account activity.
Launch your retirement
plan in minutes
Set up your plan, invite employees, and automate contributions, all from one streamlined digital platform.
1. Create your retirement plan
Choose the plan that fits your business and complete setup entirely online. No paperwork, printing, or faxing required.
2. Invite your employees
Send secure digital invitations so employees can enroll and manage their accounts on their own time.
3. Connect payroll & automate contributions
Sync payroll, schedule contributions, and let WealthRabbit automate deposits and ongoing administration.
