SEP - a retirement plan for
self-employed professionals
A SEP IRA is a simple, tax-friendly retirement account for self-employed professionals and small business owners—helping you save more without the complicated rules.
Tax advantages
Employer contributions are tax-deductible, reducing taxable income.
Higher contribution limits
Avoid the heavy paperwork—no complex compliance testing required
Flexible contributions
Adjust contributions annually based on business performance.
Simple setup & management
Streamlined setup with zero paper hassle and easy management.
See how a SEP IRA matches up to other retirement plans Learn more.
Retirement plans made easy and
affordable—meet WealthRabbit.
Low cost solution
Affordable and easier to manage than a traditional 401(k). You get the benefits without the price tag.
Quick & easy setup
Setup takes just minutes—no printing, mailing, or physical paperwork required.
Minimal admin work
Manage everything online with — no extra staff needed. You’ll be able to focus on growing your business.
Everything you need to manage SEP IRAs with ease
- Self-onboardingEmployers and employees sign up on their own—retirement plans are up and running in just a few clicks.
- Compliance Assist Automatically keeps your plan aligned with regulations by managing updates and key compliance tasks.
- Streamlined plan rolloversEasily transfer funds from your existing retirement plan into WealthRabbit—no hassle, no delays.
- Automated contributions Enjoy a hands-off approach to retirement savings. Set up automatic deposits so your team never misses a contribution.
- Employee & employer portalsManage contributions and investments anytime, anywhere—whether you're on your computer or mobile device. View up-to-date data on contributions, investment performance, and account activity.
Simple, low-cost plans made for
self-employed professionals
for self-employed
SEP IRA
$6 /month*
+ $4 monthly per employee
Ideal for self-employed individuals or small businesses with one or two employees.
- Full digital setup
- Access to a wide range of investment options
- Fund transfers from existing retirement plans
- Full digital setup
- Access to a wide range of investment options
- Fund transfers from existing retirement plans
*For employees, a one-time $10 custodian fee and tiered monthly asset management fees apply.
Your privacy, our priority
We prioritize your security with bank-level encryption, secure cloud storage, and strict compliance measures to keep your sensitive information safe. Your retirement data stays private, protected, and accessible only to you.
Trusted by Businesses,
Accountants & Individuals
Small business owners, freelancers, and CPAs across the country rely on
WealthRabbit for their team's retirement future.
Frequently asked questions
Yes! Most retirement accounts, including 401(k)s and IRAs, can be rolled over into your WealthRabbit account.
Just basic business details, your EIN, and employee information. Setup takes only a few minutes. Get started
SEP IRAs are easier to manage, have lower costs, and fewer IRS filing requirements—ideal for self-employed professionals.
WealthRabbit offers transparent, low monthly fees—no hidden charges or setup costs. See pricing
Retirement planning that supports your success
Join hundreds of small businesses and individuals building real financial security with
WealthRabbit - fully digital, fully automated, fully yours.